Risk Analyst - Borrower Performance

We are looking for a Risk Analyst specializing in Residential construction development, including land development, to join our fast-growing company! You will play a critical role in assessing and managing risks associated with construction lending activities. You will analyze the project, evaluate land development projects, and provide insights to ensure the company’s lending practices align with risk management objectives.

Builders Capital Exchange is the nation’s largest private construction lender, offering innovative financing solutions to a wide spectrum of developers and homebuilders. Loan products include options for Acquisition, Development, Construction, and Bridge financing, in the form of single-asset loans, portfolio loans, and revolving credit facilities. In addition to financing opportunities, Builders Capital borrowers can leverage national accounts for material purchase discounts, and access cutting-edge technology for project management, accounting, and BIM technology tools. Builders Capital Exchange is headquartered in Puyallup, Washington, with regional sales offices across the country.

What You’ll Do:

• Evaluate borrower-proposed budgets and project timelines to ensure they are reasonable and achievable.
• Review and evaluate due diligence documents (Phase 1, Geotech, site inspection, etc., reports).
• Analyze the industry/market for risks and new trends in construction processes, costs, and durations.
• Analyze and evaluate proposed entitlements and proposed construction activities related to loan requests.
• Research and ensure understanding of regional entitlement and construction constraints.
• Communicate with project engineers, architects, local jurisdictions, etc. in order to evaluate and mitigate potential development and construction risks.
• Use localized data regarding construction materials cost, supply chain and other factors to evaluate the size, complexity, and timeline of proposed loan and evaluate associated risks.
• Evaluate and recommend potential risk mitigation measures for development and construction risks identified for
• Devise metrics for loan approval based on construction costs, construction duration and create repeatable and processes whenever possible.

• Bachelor’s degree in Finance, Business, Real Estate, or a related field.
• 3+ years of experience as a Land Development or Risk Analyst, preferably in construction lending, real estate finance, or homebuilding.
• Knowledge of land development processes, including zoning, entitlements, and environmental considerations.
• Strong analytical skills with the ability to assess financial statements and conduct risk assessments.
• Proven experience evaluating entitlements, construction budgets, and project schedules.
• Strong ability to analyze proposed entitlements and construction activities for feasibility and compliance.
• Strong written and oral communication skills.
• Ability to consistently produce high quality work and demonstrate high attention to detail.
• Ability to work independently and as part of a cross-functional team.
• Applicable experience necessary to understand not only the legal issues but also the business considerations relevant to our industry.
• Process-oriented with the ability and desire to identify, develop, and implement efficiencies and improvements.

• Innovative Environment: Join a forward-thinking company at the forefront of the construction finance industry with access to cutting-edge technology and resources.
• Work Flexibility: Enjoy a flexible work environment where you can balance team leadership with your personal life.
• National Impact: Be part of a nationwide operation that’s shaping the future of construction financing and making a difference for builders, developers, and homeowners across the U.S.
• Health Insurance – We’ve got you covered! Builders Capital pays 100% of your medical insurance premiums to keep you healthy and stress-free, offering a PPO and HSA plans.
• Competitive Compensation – We offer competitive wages that reward your expertise and hard work.
• Paid Time Off – Take time to recharge with 3 weeks of paid time off each year.
• Paid Holidays – Enjoy 10 paid holidays throughout the year so you can spend quality time with family, friends, or doing whatever you love.

We’re here to support you both professionally and personally—because when you thrive, we all thrive.

This job posting highlights the most critical responsibilities and requirements of the job; however, there may be additional duties, responsibilities, and qualifications for this job.

Construction Loan Services II LLC (Builders Capital Exchange) and its affiliates are Equal Employment Opportunity (EEO) employers and welcome all qualified applicants. This is a full-time exempt position. The job description contained herein is not intended to be a comprehensive list of the duties and responsibilities of the position, which may change without notice.