About Zed

Zed is building the first AI-native, licensed neobank in the Philippines designed to democratize access to premium financial services for young professionals in global markets. The current banking system is broken, often shutting out the world’s youngest and fastest-growing consumer classes—we’re here to fix it.

Our team is uniquely positioned to solve this. We are Stanford engineers and former YC founders who have spent our careers at the intersection of banking and hyper-growth startups like Square, Facebook, and Box. We’ve been here before, having previously built and exited Symple (YC W'17), a fast-growing B2B payments company.

We are backed by world-class investors, including Accel, Valar, Immad Akhund (Mercury), Dalton Caldwell (Y Combinator), and Kunal Shah (Cred).

The Role

We are seeking an MBA Summer Associate to work directly with Zed’s leadership team on architecting and executing our warehouse funding strategy.

This is a hands-on capital markets role. You will be involved in sourcing, conducting due diligence, and structuring the facility from the ground up—not just managing presentations.

What You’ll Do

• Analyze and model the impact of different warehouse structures, advance rates, pricing terms, and eligibility frameworks

• Help define Zed’s target facility objectives, including desired size, flexibility, cost of capital, and operational constraints

• Map the market of potential funding partners, including private credit funds, specialty finance investors, and other warehouse providers

• Support outreach strategy and early conversations with prospective facility partners

• Assist in evaluating partner proposals and negotiating key economic and structural terms

• Help shape the borrowing base, covenants, triggers, and eligibility criteria in collaboration with prospective funding partners

• Build and refine lender-facing materials, including the deck, lender memo, and broader credit narrative

• Organize diligence materials and help structure the data room for partner review

Who You Are

• MBA candidate or recent MBA graduate from a top-tier program

• Background in capital markets, including:

  • Investment Banking (LevFin / DCM / Structured Finance)

  • Credit funds or specialty finance

  • Ratings agencies

  • Fintech treasury or structured credit

• Strong financial modeling skills

• Excellent written communicator capable of drafting institutional lender materials

• Comfortable operating in a fast-moving, high-ownership startup environment

• Available to work in-person in San Francisco

Why This Role Is Unique

• Opportunity to help architect institutional warehouse facilities for a high-growth, licensed neobank

• Direct exposure to founders and investors

• Real ownership over capital strategy at a venture-backed fintech

• Potential to extend beyond the summer for the right candidate

We hire exceptional people from diverse backgrounds because different perspectives build better products.

If you’re excited about this role but don’t check every box, apply anyway. We value potential, ownership, and alignment with our values more than perfect résumés.

We are an equal opportunity employer and do not discriminate based on legally protected characteristics. We provide reasonable accommodations throughout the hiring process.

Compensation includes salary, equity, and benefits. Final offers are based on role scope, location, and experience.