Dave vs. Goliath. We’re Dave.

Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave’s offerings include its flagship ExtraCash product, providing members up to $500 in short-term advances within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option.

Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most.

The Opportunity

We’re hiring a Backend Software Engineer to join our Risk team. This group builds the real-time signals and safeguards that protect our members and financial ecosystem.

The team develops the systems that validate member identity and power risk decisioning across Dave’s products. Your work will help ensure the right balance between protecting the platform and creating a seamless member experience.

You’ll collaborate closely with engineers, product managers, and platform teams to design services that support millions of members and integrate across multiple product surfaces.

What You’ll Build and Own

• Design, build, and maintain backend services that support risk signals, identity validation, and integrations across Dave’s product ecosystem.

• Develop backend services using TypeScript and Node.js that power critical platform capabilities.

• Write reliable, maintainable code and ship improvements incrementally through thoughtful pull requests and code reviews.

• Improve system reliability by building strong automated tests and identifying potential failure points before they affect members.

• Monitor and improve system performance while helping maintain production systems that operate at scale.

• Partner with product managers and engineers to understand user journeys and translate them into durable backend solutions.

The Impact

The systems you build will help protect Dave’s members while enabling trusted access to financial products. Reliable risk infrastructure allows Dave to scale responsibly while maintaining a smooth experience for millions of users.

What We’re Looking For

Experience and Technical Foundation

• Bachelor’s or Master’s degree in Computer Science or a related field, or equivalent practical experience

• 2+ years of professional software development experience

• Experience building backend services using TypeScript, Node.js, or similar modern programming languages

• Strong analytical and problem-solving skills with the ability to design reliable and maintainable systems

• Experience collaborating with engineers and product partners to deliver production-ready solutions

• Familiarity with distributed systems and operating backend services in production environments

Bonus Experience

• Experience working with risk, fraud, or financial systems

• Familiarity with cloud infrastructure such as GCP and containerized environments (Docker, Kubernetes)

• Experience designing observable systems with monitoring and logging

• Experience operating high-scale systems or business-critical services

What Makes Someone Successful Here

You take ownership of the systems you help build and understand how your work connects to the broader platform. You care about code quality, reliability, and improving the systems around you—not just delivering individual features. When making technical decisions, you consider trade-offs and ask thoughtful questions to understand how your work affects members and the broader business.

You also value collaboration. Risk systems intersect with many teams across Dave, so you work well with product managers, platform engineers, and other partners to design solutions that balance security, performance, and member experience. You welcome feedback, share ideas openly, and contribute to improving how the team builds and operates systems together.

What to Expect

At Dave, engineers have meaningful ownership over the systems they work on. Priorities evolve as we learn from data and member behavior, and engineers help shape the solutions we build. The environment values collaboration, steady improvement, and building systems that hold up over time.

Why Join Dave

• Help build financial technology that protects and supports millions of members

• Work on systems that sit at the heart of Dave’s platform infrastructure

• Collaborate with experienced engineers across product, risk, and data teams

• Contribute to a growing, profitable public fintech company focused on improving financial access

Ready to build for the underdog?

Don’t let imposter syndrome get in your way of an incredible opportunity. We’re looking for people who can help us achieve our mission and vision, not just check off the boxes. If you’re excited about this role, we encourage you to apply. You may just be the right candidate for this or other roles.

Why you’ll love working here: 

At Dave, our people are just as important as our product. Our culture is a reflection of our values that guide who we are, how we work, and what we aspire to be. Daves are member centric, helpful, transparent, persistent, and better together. We strive to create an environment where all Daves feel valued, heard, and empowered to do their best work. As a virtual first company, team members can live and work anywhere in the United States, with the exception of Hawaii. 

A few of our benefits & perks:

💚 Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals

💻 Flexible hours and virtual first work culture with a home office stipend

🏥 Premium Medical, Dental, and Vision Insurance plans

👶 Generous paid parental and caregiver leave

💰 401(k) savings plan with matching contributions

📈 Financial advisor and financial wellness support

🏖️ Flexible PTO and generous company holidays, including Juneteenth and Winter Break

🎉 All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team

Dave Operating LLC is proud to be an Equal Employment Opportunity employer and is dedicated to cultivating a diverse and inclusive workplace. We will consider for employment all qualified applicants and do not discriminate on any basis protected by federal, state, or local law, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance relating to an applicant's criminal history.

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